Terms of use

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By accessing the website of Post Graduate Academy Of Medical Sciences Limited that has directed you to these terms of use (for example,www.pgams.uk or www.pgams.co.uk or www.pgams.in ) ("the Site") or by otherwise subscribing to any course offered by Post Graduate Academy Of Medical Sciences Limited or any of its subsidiaries PGAMS , in online format , you are entering into an agreement with Post Graduate Academy Of Medical Sciences Limited and agree to the terms that follow (the "Terms").

Intellectual Property
Use of Content
Registration, Passwords and Responsibilities
Subscription and Cancellation
Fees and Payments
User-Created Content
Privacy Policy
Changes to the Site and Digital Applications
Liability and Indemnity
Force Majeure
Miscellaneous
Term and Termination
Governing Law and Jurisdiction

These Terms were last updated on 11 February 2021.

Intellectual Property

The contents and design of the Site, any Digital Application and any material e-mailed to you or otherwise supplied to you in conjunction with the Site and/or a Digital Application ( is copyright of Post Graduate Academy Of Medical Sciences Limited and its subsidiaries. You may not use or reproduce or allow anyone to use or reproduce any trade marks (including, without limitation, names and logos or other trade names and logos appearing on the Site or any Digital Application) for any reason without written permission from Post Graduate Academy Of Medical Sciences Limited. The software that operates the Site and all Digital Applications is proprietary software and you may not use it except as expressly allowed under these Terms. You may not copy, reverse engineer, modify or otherwise deal with the software.

Use of Post Graduate Academy Of Medical Sciences Limited Content

All our Content is strictly for personal, non-commercial use only.

You may retrieve and display Content from the Site on a computer screen or mobile device, print individual pages on paper (but not photocopy them) and store such pages in electronic form on your computer or mobile device for your personal, non-commercial use. You may use Digital Applications only on devices for which they were intended, for your personal, non-commercial use and on no more than five separate devices. Except as expressly permitted above, you may not reproduce, modify or in any way commercially exploit any of our Content. In particular, but without limiting the general application of the restrictions in the previous sentence, you may not do any of the following without prior written permission from Post Graduate Academy Of Medical Sciences Limited

Reproduce or store in or transmit to any other website, newsgroup, mailing list, electronic bulletin board, server or other storage device connected to a network or regularly or systematically store in electronic or print form, all or any part of our Content; or
modify, publish, transmit, participate in the transfer or sale of, reproduce, create derivative works from, distribute, perform, display, or in any way exploit all or any part of the Content (including as part of any library, archive or similar service) without our prior written consent
remove the copyright or trade mark notice from any our Content made under these Terms.

Any use of our Content not specifically permitted above is expressly prohibited.

Registration, Passwords and Responsibilities

You are responsible for keeping your information and passwords up to date and confidential.

Certain areas or features of the PGAMS Site and/or Digital Applications/Learning Platforms may only be open to registered users or subscribers. By registering for a course with Post Graduate Academy Of Medical Sciences Limited or its subsidiaries you will become a customer of Post Graduate Academy Of Medical Sciences Limited as a “Registered User”.

By providing your email address on certain Sites or Digital Applications in order to receive certain products or services but not also becoming a student or a Registered User, you will become a “Recipient”.

Post Graduate Academy Of Medical Sciences reserves the right to amend or vary the Content available to subscribers, Registered Users and Recipients from time to time .

You are solely responsible for the confidentiality and use of and access to Content and the Site and/or Digital Applications using your user name and/or password. You agree to immediately notify us if you become aware of the loss, theft or unauthorised use of any password, user ID or e-mail address or of any Content. You will provide us with accurate, complete registration information and inform us of any changes to such information. For the purpose of confirming your compliance with these Terms, we reserve the right to monitor and record activity on the Site and our learning platform.

Each registration and subscription is for the personal use of the Registered User or subscriber only. You may not share your log-in details or password with any other person. You may not share or transfer your subscription to an online course.Post Graduate Academy Of Medical Sciences Limited does not allow multiple users (networked or otherwise) to access the Site and/or any Digital Application through a single name and password and may cancel or suspend your access to the Site and/or a Digital Application if you do this, or breach any of these Terms without further obligation to you.

Subscription and Cancellation

Subscriptions

Post Graduate Academy Of Medical Sciences offers different types of subscriptions ("Subscriptions") for certain products including subscriptions to online courses only or online courses with printed learning materials.

Post Graduate Academy Of Medical Sciences reserves the right to vary the amount of content and types of service that it makes available to different categories of users at any time, and to Registered Users and Recipients. Post Graduate Academy Of Medical Sciences reserves the right to amend any schedule

Post Graduate Academy Of Medical Sciences Limited will try to process your Subscription to online courses promptly but does not guarantee that your Subscription will be activated by any specified time. By submitting your payment and other subscription details, you are making an offer to us to buy a Subscription to an online course . Your offer will only be accepted by us and a contract formed when we have successfully verified your payment and contact details, at which point we will provide you with access to the Subscription of Online Course.

Cancellation and Refunds

If you purchased your Subscription to an online course directly with Post Graduate Academy Of Medical Sciences Limited or any of its subsidiaries by placing your order you agree that we will start your Subscription to the online course and you acknowledge your right to a refund and lose the right of refund after the following time frame

Your right to cancel your subscription to an online course and seek a refund to an online course starts the moment you enter into the contract and lasts 14 days from the day of commencement of subscription of online course or from the day of commencement of classes.

You will lose the right to cancel your subscription to the online course and seek refund to subscription fees paid for an online course after the completion of 14 days time frame from the day of commencement of subscription of online course or from the day of commencement of classes.

If applicable, any reimbursement will be settled as described in the "Fees and Payments" section below.

If you purchased your Subscription directly with us (as described above), you may notify us of your wish to cancel your subscription by contacting our customer service centre for your region. Details can be found on our customer service section. If you prefer, you may, but are not obliged to, complete the form below and send it to us by e-mail to the relevant customer service address for your region.

To: Post Graduate Academy Of Medical Sciences Limited
Tel no: [insert tel no if applicable]
I/we hereby give notice that I/we cancel my/our Subscription to online course contract
Purchased on: [insert date of Subscription]
Your name (or the customer's name if different):
Your address (or the customer's address if different):
Date

Contract and Disputes

Post Graduate Academy Of Medical Sciences Limited shall provide your Subscription to the online course in accordance with these Terms (and the terms of any offer or promotion that may apply to your Subscription). As further detailed above you have legal rights with regards to your subscription including the right to cancel. Should you have any queries please contact our customer service centre for your region.

Fees and Payments

You are responsible for any fees that are payable including any processing or other fees charged by the issuing bank/payment provider.

You agree to pay the fees at the rates notified to you at the time you purchase your Subscription of Course fees together with any processing or other associated fees charged by the issuing bank/payment provider. Eligibility for any discounts is ascertained at the time you subscribe and cannot be changed during the term of your Subscription. We will always inform you in advance of any increase in the price of your Subscription or Course and offer you an opportunity to cancel it if you do not wish to pay the new price.

When you purchase a Subscription or access to Content, you must provide us with complete and accurate payment information. By submitting payment details you confirm that you are entitled to use those payment details for this purpose. If we do not receive payment authorisation or any authorisation is subsequently cancelled, we may immediately terminate or suspend your access to your Subscription to online course or Content and in suspicious circumstances we may contact the issuing bank/payment provider and/or law enforcement authorities or other appropriate third parties.

If your use of the Site or any Subscription to online course is terminated by us, you will be entitled to receive a refund of any credits or pre-payments which remain unused at the time of termination unless such use is terminated because you are in breach of these Terms (which will be determined solely by
Post Graduate Academy Of Medical Sciences Limited). You will continue to be responsible for any fees or other charges you have incurred prior to such termination.

User-Created Content

You are responsible for all content you post.

The Site and any Digital Applications may include comments capability, bulletin boards, discussion groups and other public areas or features that allow feedback to Post Graduate Academy Of Medical Sciences Limited and interaction between users and our representatives ("Forums"). While we do not control the information/materials posted to Forums by users (the "Messages"), it reserves the right (which it may exercise at its sole discretion without notice) to delete, move or edit the Messages and to terminate your access to and use of the Forums.

You are solely responsible for the content of your Messages. You must comply with any rules posted by Post Graduate Academy Of Medical Sciences Limited on a Forum. You may not:

Post, link to or otherwise publish any Messages containing material that is obscene, racist, homophobic or sexist or that contains any form of hate speech;
Post, link to or otherwise publish any Messages that infringe copyright;
Post, link to or otherwise publish any Messages that are illegal, libellous, defamatory or may prejudice ongoing legal proceedings or breach a court injunction or other order;
Post, link to or otherwise publish any Messages that are abusive, threatening or make any form of personal attack on another user or an employee of Post Graduate Academy Of Medical Sciences Limited
Post Messages in any language other than English;
Post the same Message, or a very similar Message, repeatedly;
Post or otherwise publish any Messages unrelated to the Forum or the Forum's topic;
Post, link to or otherwise publish any Messages containing any form of advertising or promotion for goods and services or any chain Messages or "spam";
Post, link to or otherwise publish any Messages with recommendations to buy or refrain from buying a particular security or which contain confidential information of another party or which otherwise have the purpose of affecting the price or value of any security;
Disguise the origin of any Messages;
Impersonate any person or entity or misrepresent any affiliation with any person or entity;
Post or transmit any Messages that contain software viruses, files or code designed to interrupt, destroy or limit the functionality of the Site or any computer software or equipment, or any other harmful component;
Collect or store other users' personal data; and/or
Restrict or inhibit any other user from using the Forums.

By submitting Messages to any Forum you agree to indemnify and hold harmless Post Graduate Academy Of Medical Sciences Limited from all claims, costs and expenses (including legal expenses) arising out of any Messages posted or published by you that are in breach of this section.

Post Graduate Academy Of Medical Sciences Limited has no control over individuals posting Messages on any Forum.Post Graduate Academy Of Medical Sciences Limited cannot guarantee the accuracy, integrity or quality of any Messages. Some users may breach these terms and post Messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Forum and should not rely on Messages when you make (or refrain from making) any specific investment or other decision.

By submitting a Message to a Forum you are granting Post Graduate Academy Of Medical Sciences Limited a perpetual, irrevocable, royalty free non-exclusive licence to reproduce, modify, translate, make available, distribute and sub-license the Message in whole or in part, and in any form. This may include personal information such as your user or pen name and your expressions of opinion. Post Graduate Academy Of Medical Sciences Limited reserves the right to contact you by e-mail about your use of the Forums. You waive any moral rights that you may have in regard to the Messages you submit.

Post Graduate Academy Of Medical Sciences Limited respects your privacy.

The information that you provide about yourself to Post Graduate Academy Of Medical Sciences Limited will be used in accordance with Post Graduate Academy Of Medical Sciences Limited Privacy Policy

Changes to the Site and Digital Applications

Post Graduate Academy Of Medical Sciences Limited reserves the right, in its discretion and at any time, to suspend, change, modify, add or remove portions of Content available on the Site and/or on a Online Courses at any time and to restrict the use and accessibility of the Site and its Digital Applications.

Liability and Indemnity

All Content and services are provided 'as is'. You indemnify us for breaches of these Terms.

Although we endeavour to ensure the high quality and accuracy of the Site and Digital Applications and Online Courses, Post Graduate Academy Of Medical Sciences Limited makes no warranty, express or implied concerning Content, any Digital Application,online course the Site or any software that are made available through the Site (the " Services"), which are provided "as is".Post Graduate Academy Of Medical Sciences Limited expressly disclaims all warranties, including but not limited to warranties of fitness for a particular purpose and warranties of merchantability. In no event will Post Graduate Academy Of Medical Sciences Limited, its affiliates, agents, suppliers or subsidiaries be liable for indirect, special, incidental, and/or consequential damages (including, without limitation, damages for loss of business profits, business interruption, loss of business information or other pecuniary loss) that may arise directly or indirectly from the use of (or failure to use) or reliance on the Services, even if Post Graduate Academy Of Medical Sciences Limited has been advised of the possibility that such damages may arise. Post Graduate Academy Of Medical Sciences Limited does not guarantee the accuracy, content, or timeliness of the Services or that they are free from viruses or other contaminating or destructive properties.

In no event will any liability of Post Graduate Academy Of Medical Sciences Limited or its affiliates, agents, suppliers and subsidiaries to you (and/or any third party) that may arise out of any kind of legal claim (whether in contract, tort, or otherwise) in any way connected with the Services or in breach of these Terms by Post Graduate Academy Of Medical Sciences Limited exceed the amount, if any, paid by you to Post Graduate Academy Of Medical Sciences Limited for the particular Service to which the claim relates.

Upon Post Graduate Academy Of Medical Sciences Limited's request, you agree to defend, indemnify and hold harmless Post Graduate Academy Of Medical Sciences Limited, its affiliates, agents, suppliers and subsidiaries from any claims and expenses, including reasonable legal fees, related to any breach of these Terms by you or your use of any Services.

Force Majeure

Post Graduate Academy Of Medical Sciences Limited will not be held responsible for circumstances beyond its control.

Post Graduate Academy Of Medical Sciences Limited, its affiliates and its subsidiaries will not be liable or deemed to be in default for any delay or failure in performance or interruption of the delivery of the Online Courses that may result directly or indirectly from any cause or circumstance beyond its or their reasonable control, including but not limited to failure of electronic or mechanical equipment or communication lines, telephone or other interconnect problems, computer viruses, unauthorised access, theft, operator errors, severe weather, earthquakes or natural disasters, strikes or other labour problems, wars, or governmental restrictions.

Miscellaneous

Additional Terms apply to your use Post Graduate Academy Of Medical Sciences Limited Content.

Changes to these Terms. Post Graduate Academy Of Medical Sciences Limited may, in its discretion, change these Terms (including those that relate to your use of the Site, Digital Applications and/or Content). Whenever the Terms are changed, we will notify you by e-mail, directly through the Site and/or Digital Application, or by publishing the revised terms on the website. If you use the Site and/or a Digital Application after Post Graduate Academy Of Medical Sciences Limited has published or notified you of the changes, you are agreeing to be bound by those changes. If you do not agree to be bound by those changes, you should not use the Site or a Digital Application any further after they are published. Access to certain Content may be subject to additional terms and conditions. Post Graduate Academy Of Medical Sciences Limited may also modify, limit or terminate any Subscription offer at any time without prior notice.

Assignment of Agreement. This agreement is personal to you and your rights and obligations under these Terms may not be assigned, sub-licensed or otherwise transferred. This agreement may be assigned to a third party by Post Graduate Academy Of Medical Sciences Limited

Non-Waiver. No delay or omission on the part of either party in requiring performance by the other party of its obligations will operate as a waiver of any right.

Notices. Notices to Post Graduate Academy Of Medical Sciences Limited must be given in writing, by letter, and sent to Post Graduate Academy Of Medical Sciences Limited, 27 Old Gloucester Street London, WC1N 3AX (for the attention of the General Counsel).

Severability/Survival/Statute of Limitations. If any provision of these Terms is invalid or unenforceable, such will not render all the Terms unenforceable or invalid. Rather, the Terms will then be read and construed as if the invalid or unenforceable provision(s) are not contained therein. Any cause of action of yours with respect to these Terms must be filed in a court of competent jurisdiction in London, England, within one year after the cause of action has arisen, or such cause will be barred, invalid and void.

Whole Agreement. Save as expressly referred to herein, any representation, warranty, term or condition not expressly set out in these Terms shall not apply.

Headings. Headings in these Terms are for convenience only and have no legal meaning or effect, nor shall they be taken into account in interpreting these Terms.

Term and Termination

Post Graduate Academy Of Medical Sciences Limited may terminate or suspend your access to Online Course Content at any time.

Post Graduate Academy Of Medical Sciences Limited may, in its discretion, terminate or suspend your access to and/or use of all or part of the Site and/or a Online Course (including any Economist Content) with or without cause by delivering notice to you.

These rights of termination are in addition to all other rights and remedies available to Post Graduate Academy Of Medical Sciences Limited under these Terms or by law.

Governing Law and Jurisdiction

The provisions in this Section regarding Governing Law and Jurisdiction apply to users around the world. These Terms shall be governed by, and construed in accordance with, English law. The parties irrevocably agree that the courts of England shall have exclusive jurisdiction to settle any dispute which may arise out of, under, or in connection with these Terms or the legal relationship established by them, and for those purposes irrevocably submit all disputes to the jurisdiction of the English courts.

Mandatory Arbitration. You and Post Graduate Academy Of Medical Sciences Limited agree that any dispute, claim, or controversy between you and Post Graduate Academy Of Medical Sciences Limited arising in connection with or relating in any way to these Terms or to your relationship with Post Graduate Academy Of Medical Sciences Limited as a user or subscriber will be determined by mandatory binding individual arbitration in the United Kingdom or in the jurisdication of location of our respective subsidiary through which you have transacted with us , before proceeding to any court of law . You and Post Graduate Academy Of Medical Sciences Limited further agree that the arbitrator shall have the exclusive power to rule on his or her own jurisdiction, including any objections with respect to the existence, scope or validity of the arbitration provision or to the arbitrability of any claim or counterclaim.

Jurisdiction.

If, in any dispute, the arbitration provision is determined to be invalid or unenforceable, notwithstanding the Severability provision above, or null and void by any arbitrator or court of competent jurisdiction, or if the dispute seeks injunctive remedies arising from a violation of your or our intellectual property rights, the dispute shall be submitted to the jurisdiction of the English courts.

Registered in England and Wales. No.12935395 | Registered office:27 Old Gloucester Street London, WC1N 3AX